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FINANCE CONSULT

FINANCE

Transform & Grow Your Business !

We help people and businesses get the right financing—commercial, residential, or personal—so they can move forward with confidence.

WE'RE FINANCING SINCE 1990

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We invested $450 Millions every unique business projects world-wide

ABOUT US

Clear Financing Solutions to Help You Move Forward with Confidence

KJA Capital Solutions provides commercial loans, residential mortgages, and personal financing tailored to your needs. We believe borrowing should be simple, transparent, and stress-free. Our team works closely with every client to find the right solution for their goals. We’re here to help you move forward with confidence.

Our Mission

KJA Capital Solutions empowers individuals, families, and businesses by providing clear, reliable, and tailored financing options—from commercial loans to residential mortgages and personal lending—so clients can achieve their goals with confidence and clarity.

Our Vision

To become the most trusted and accessible lending partner in our region, known for simplifying the borrowing process, delivering exceptional service, and helping people and businesses build stronger financial futures.

 
 
 
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Guiding financial growth with 24+ years of expertise.

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Where bold ideas turn into smart investments.

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Striving for customer satisfaction is top priority.

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Real value. Clear results. For every client.

OUR SERVICES

Expert Finance Solutions

Expert Finance Solutions — Building Confidence, Securing Futures, and Growing Your Financial Success.

01.

Commercial & Residential Lending

Flexible financing solutions for homes and businesses, offering competitive rates, fast approvals, personalized service, and long-term financial stability.

02.

Tax & Accounting

Expert tax preparation and accounting services ensuring compliance, accuracy, strategic planning, and year-round financial confidence for individuals and businesses.

03.

Risk Management

Comprehensive risk management strategies to protect assets, reduce liability, ensure compliance, and strengthen long-term financial resilience for businesses.

For residential loans, you’ll typically need recent pay stubs, tax returns, bank statements, and identification. For commercial loans, we may also request business financial statements, tax returns, profit-and-loss reports, and details about the property or project. Our team will guide you through the process and help you gather everything efficiently.

Your loan amount depends on factors such as income, credit history, existing debts, and the property’s value. For commercial loans, business cash flow and project viability are also key considerations. We evaluate your full financial profile to help you secure the best possible loan amount.

Most residential lenders prefer a credit score of 620 or higher, though some programs allow lower scores. Commercial loans focus more on business performance and collateral, but strong personal and business credit improves your chances. We work with multiple lenders to find options that fit your situation.

Residential loans usually take 30 to 45 days from application to closing. Commercial loans may take 45 to 90 days, depending on complexity and documentation. We stay in close communication to keep your application moving smoothly.

We offer a wide range of residential loans, including conventional, FHA, VA, and USDA programs. For commercial clients, we provide financing for offices, retail spaces, multifamily properties, and construction projects. Our goal is to match you with the loan that best supports your long-term success.

BENEFIT & FAQS

Quality Services Is Our Main Objective

Providing dependable financial guidance in an ever-changing economy. So you can plan, invest, and prosper with peace of mind.

YEARS OF EXPERIENCE
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Easy Finance Consult

Clear Answers. Confident Financial Decisions.

OUR TESTIMONIALS

What Our Client Says

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Antony Smith Customer, Client

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Caira Johns Customer, Client

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Brandy Jace Customer, Client

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Nina Terry Customer, Client